Pix has revolutionized the way we carry out bank transactions in Brazil. With it, you can make transfers in seconds, 24 hours a day, 7 days a week. But you might be wondering, how exactly do you make a Pix? Well, we'll show you!
Firstly, what is Pix?
Pix is an instant payment system created by the Central Bank of Brazil. Unlike traditional methods, it allows people and companies to transfer money in real time, that is, without the need to wait for hours or even days as with traditional transfers.
Steps to make a Pix:
1. Access to the App/Internet Banking:
- Access the application or internet banking of your bank where you have a checking, savings or payment account.
2. Select Pix option:
- In most banking apps, there will be a highlighted icon or section for the Pix.
3. Choose the desired operation:
- Select the option that matches what you want to do, such as "Pay" or "Transfer".
4. Entering the recipient's data:
- Pix Key: It can be CPF/CNPJ, email, cell phone number or random key generated by the system itself. When informing the key, the recipient's data will be filled in automatically.
- QR Code: Often, to make a payment, the recipient will present a QR Code. In that case, select the option to scan the code.
- Bank data: If the person/entity does not have a Pix key, it is possible to transfer using traditional bank details.
5. Confirmation of data:
- Confirm the recipient's data (name and part of the CPF/CNPJ or telephone number, for example). This is important to ensure you are sending money to the right person.
6. Enter the value:
- Enter the amount you want to transfer or pay.
7. Description (optional):
- Some banks allow you to add a description or reference about the transfer.
8. Confirmation:
- Before finalizing, you will have a review screen. Check all the details, and if everything is correct, confirm the operation.
9. Authentication:
- Depending on your bank and security settings, you may need to enter a password, use biometrics or another authentication method to authorize the transaction.
10. Receipt:
- Upon completion, you will receive a receipt for the operation. It is advisable to save or share this voucher for future reference.
Advantages of using Pix:
- First, on speed: Pix allows for real-time transfers, which means transactions are much faster than traditional methods.
- Next, regarding availability: The system works 24/7, which is fantastic as it allows you to send or receive money anytime with no restrictions.
- Last but not least, regarding security: Being developed by the Central Bank, Pix has strict security protocols, thus ensuring the protection of your transactions.
Safety tips when using Pix:
First, do not share your password: Never reveal your bank application password to anyone, as this is essential for your security. Also, check the data before sending: This is crucial, as it is always necessary to check the recipient's data before finalizing the transfer, avoiding possible errors. Another important point is to keep your app up to date: Updates often contain security improvements. So make sure you have the latest version.
Making a Pix is simple, fast and secure. In this way, with our guide, you can make the most of this new form of bank transfer, optimizing and facilitating your daily life. Give it a try and see the difference!
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